Smart-E Loan Program New Mexico

The Smart-E Loan can be used for over 40 home energy improvements, from insulation and energy-efficient windows to heat pumps and solar panels.  Save money on energy bills, make your home more comfortable, and invest in your home with one simple loan.  

 

See the list of what you can finance with a Smart-E Loan here:  Eligible Measures, New Mexico

 

 Terms

Loan Terms*  5 years  7 years  10 years  12 - 15 - 20 years 
Maximum Rate** (APR)  5.49%  5.99%  6.49%  6.99% 

  

Loan Size & Qualifications*

> Loans of $500 – $50,000 

> 1 – 4 unit, owner-occupied residential properties 

> Flexible credit scores accepted 

* 15- and 20-year terms available. Lender participation may vary. Offered rates, terms, programs, and underwriting policies are subject to change without notice.  Please note that the interest rates shown here are available to borrowers with a satisfactory credit history. Other restrictions, terms, and conditions may apply. 

**All rates herein are expressed as an annual percentage rate (APR). 

 

Step one: Find a Contractor

 

Participating Companies:

 Energy Concept Corporation/ 617 5th St / Las Vegas, NM 87701 / (505) 454-0614

Services Provided:

        • Battery Storage 
        • Electrical Service 
        • Electric Vehicle Charging Station
        • Generators
        • Heat Pumps 
        • Solar Photovoltaic 
        • Water Heaters

NM Solar Group / Locations in Albuquerque, Las Cruces, Alamogordo, and Roswell/ (505) 415-6172

 Services Provided:

        • Solar Photovoltaic

 Sol Luna Solar / PO Box 10 / Dixon, NM 87527  / (505) 455-8875 

 Services Provided:

        • Battery Storage 
        • Electrical Service 
        • Electric Vehicle Charging Station 
        • Solar Photovoltaic 

 

Step two: Find a lender

 

Participating Lenders 

Guadalupe Credit Union / Local: (505) 982-8942 / Toll-free: (800) 540-5382    

 

 

For more information contact us.