A unique, proven loan product that makes clean energy home improvements more accessible to homeowners than ever before – including low-income and credit-challenged borrowers. The Smart-E Loan platform includes a standardized product offered through a network of local Lenders and vetted Contractors to make it even easier. This loan finances over 40 eligible green energy home improvement projects, making it ideal for campaigns focused on going solar, strategic electrification, weatherization, and resiliency.
The Smart-E Loan program is powered by NGEN, the easy-to-use online workflow platform designed to streamline and create transparency during the application process. NGEN provides a secure, online project management tool making it the best choice for lenders, contractors, and energy program providers.
Learn more about the online workflow management platform NGEN here
Adding the Smart-E Loan product to your portfolio allows lenders to offer potential borrowers the ability to make home energy improvements. Smart-E Loans offer no money down, low-interest financing with flexible terms. Almost any home improvement project that reduces energy costs, generates clean energy or supports resiliency qualifies. This product was tailor made for mission-oriented consumer lenders including credit unions, CDFIs and community banks.
Why Choose Smart-E as Your Next Portfolio Product?
Loan Size & Qualifications
|Loan Terms*||5 years||7 years||10 years||12 – 20 years|
Additional loan terms and rates available. Lender participation may vary.
Product Benefits to your Borrowers
Program Benefits Beyond the Portfolio
Energy Program Providers
*Financing terms and rates may change as lenders deem suitable the APR listed represents maximum values. Rates subject to change. Other restrictions may apply.
**APR=Annual Percentage Rate. Please note that the interest rates shown here are available to borrowers with a satisfactory credit history. Subject to other terms and conditions. Other restrictions may apply.
For more information contact us.